Overdraft Facilities
Overdraft Facilities
Manage your business cash flow efficiently with flexible overdraft facilities from Guruji Capital. Designed for businesses that need quick access to working capital, our overdraft solutions allow you to withdraw funds as needed—even beyond your account balance.
Whether you are dealing with short-term expenses, seasonal demand, or operational gaps, our overdraft facility ensures your business runs smoothly without financial interruptions.
Flexible Credit for Business Needs
Guruji Capital partners with leading banks and financial institutions to offer reliable overdraft (OD) and demand loan (DOD) solutions tailored to your business requirements.
Our experts analyze your financial profile and recommend the best credit options, ensuring quick approvals, competitive interest rates, and flexible withdrawal limits.
- Quick Loan Sanctions
- Flexible Credit Limits
- Competitive Interest Rates
- Expert Financial Guidance
- Smooth & Transparent Process
What Documents Are Required?
- Business Proof – GST registration, company registration certificate
- Financial Documents – Bank statements, profit & loss statements
- KYC Documents – PAN, Aadhar of owners/directors
Frequently Asked Questions
What is an Overdraft (OD) Facility?
An overdraft facility allows businesses to withdraw funds beyond their account balance up to a sanctioned limit. Interest is charged only on the amount utilized.
What is a Demand Loan (DOD)?
A demand loan is a short-term loan provided for immediate business needs, typically with a fixed repayment schedule.
How can I apply for an Overdraft Facility?
You can apply through Guruji Capital by submitting your business and financial details. Our team will assist you throughout the approval process.
What is the approval timeline?
Approval timelines vary depending on documentation and lender policies, but we ensure a fast and efficient process.
Can I increase my overdraft limit later?
Yes, based on your business performance and repayment history, lenders may allow limit enhancement.
How Can You Apply?
Call us at +91 9277350950 (Mon–Sat, 8:00 AM – 9:00 PM) or apply online through Guruji Capital. Our team will guide you in selecting the most suitable overdraft or demand loan option and ensure a smooth, hassle-free experience.